Service members, consider yourselves warned

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This company and others like it target young, inexperienced service members and then victimize them, no matter where they may be. USA Discounters – unfortunately headquartered here in Virginia – along with Freedom Furniture and Electronics and Military Credit Services offer high-priced credit to military clientele. Together with USA Discounters, the three companies have filed more than 35,000 suits since 2006.

They offer automatic approval, easy credit for young military members who may not have had time to establish credit on their own. And that’s when it gets disgusting.

Should customers fall behind, the company transforms into an efficient collection operation. And this part of its business takes place not where customers bought their appliances, but in two local courthouses just a short drive from the company’s Virginia Beach headquarters.

From there, USA Discounters files lawsuits against service members based anywhere in the world, no matter how much inconvenience or expense they would incur to attend a Virginia court date. Since 2006, the company has filed more than 13,470 suits and almost always wins, records show.

[...]

The federal Servicemembers Civil Relief Act, or SCRA, was designed to give active-duty members of the armed forces every opportunity to defend themselves against lawsuits. But the law has a loophole; it doesn’t address where plaintiffs can sue. That’s allowed USA Discounters to sue out-of-state borrowers in Virginia, where companies can file suit as long as some aspect of the business was transacted in the state.

The company routinely argues that it meets that requirement through contract clauses that state any lawsuit will take place in Virginia. Judges have agreed.

[...]

Once a judge awards USA Discounters a judgment, the company can begin the process of garnishing the service member’s pay. USA Discounters seizes the pay of more active-duty military than any company in the country, according to Department of Defense payroll data obtained by ProPublica.

Look, I’m the first one to say that you are responsible for making payments on time, and that if you borrow from someone, you are responsible for paying them back. I don’t like deadbeats, and I abhor excuses. If you can’t pay for what you borrow – be it a house, a car or appliances – you shouldn’t borrow that money in the first place.

But at the same time, I also know that young Soldiers, who likely have a job for the first time where they’re getting regular pay, tend to be ignorant of budgeting facts and irresponsible with their money. It’s a fact. Yes, it’s a leadership failure to leave those youngsters out there to make bad decisions without giving them the information they need to help ensure they don’t make stupid decisions, don’t deal with predatory lenders and don’t understand how to budget properly. But this company specifically targets young soldiers, tempts them with easy credit and quick lending, and then swoops down to destroy their financial lives.

This company is a predator. Period.

Do not deal with them.

You have been warned.

 

That’s quite the recovery!

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CNN reports this morning that Army Staff Sgt. Bowe Bergdahl is all ready for a return to duty. That’s right. After five years as an “enemy captive,” it took Bergdahl all of a month and a half to recover and get back to work.

Um. Yeah.

That’s quite the recovery! Five years in enemy hands. Five years, with his life supposedly in danger. Five years of… grief and misery?

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Yeah, he’s looking awfully miserable, isn’t he?

And now, after five years of captivity, Bergdahl has been deemed fit for duty!

He’s free to wander the base. He’s free to do whatever. Good to go.

Now, to be fair, if they want to take any UCMJ action against him, he has to be back on active duty. That said, given the fact that the Army apparently hasn’t even interviewed the guys who were in his unit on the day he decided to take his little stroll into Taliban’s open arms, I have little hope that Taliban Bowe will be seeing the inside of a military courtroom anytime soon.

But we shall see.

In the meantime, that’s a pretty remarkable and quick recovery and repatriation after claims that his health and life were in danger, and that we just HAD to exchange him for five Taliban scumbags at once, or he would die.

The jokes write themselves

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U.S. Naval War College professor pulls Weiner.

A text message conversation with a photo of a penis from May and with the Newport, Rhode Island, college’s professor John Schindler’s name atop it was circulated on Twitter early Monday. It’s unclear who posted it.

A blogger sent a complaint to the War College’s administration. The college’s president has ordered an investigation.

The guy was also a former NSA analyst.

Seriously. Anthony Weiner, a/k/a Carlos Danger, would be proud.

One has to wonder if there’s some freaky compulsion that forces these guys to whip out their puds and wave them around on Twitter for all to see.

I can see Weiner… he’s a politician. Skinny, big nosed, awkward, and narcissistic – an incongruent combination of ego and insecurity that compels him to self destruction. After all, this douchebag was a Congressman. He had this power… this fame… but at the end of the day, he had to stare at his gawky, awkward frame in the mirror every night, probably wondering how a woman as hot as his wife could possibly want him.

But this guy?

John Schindler was ostensibly intelligent, educated, erudite, and most of all… he had to be discreet! He had to know how to keep a low profile! You don’t work at the Fort as an analyst without knowing how to keep secrets and how to use discretion.

And yet…

You have this guy’s wiggleworm wagging all over social media.

What. The. Hell.

Dude! Get help!

 

Brandon Garabrant one of three U.S. service members killed in Afghanistan Friday

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Those of you who read this blog regularly may remember I blogged about a young man, who was barred from wearing  his Marine Corps uniform at his high school graduation last year. At the time, Brandon Garabrant had not graduated high school yet, but was leaving for basic training, and would return for his high school graduation. He wanted to wear his dress blues to graduation, instead of his cap and gown.

I have some sad news today.

The Daily Mail reports that Brandon Garabrant was one of three who was killed by a roadside bomb in Afghanistan yesterday.

This is heartbreaking. He loved his country. He loved the Corps. He loved military service. He was 19 years old.

Several shops around the school showed their support for his request to wear the uniform, and put signs up calling for the school to change its rules.

His mother, Jesse Garabrant, said at the time: ‘I’m overwhelmed with the support of the community. It’s just wonderful.’

As well as being a dedicated Marine, Garabrant also worked as a volunteer firefighter in Temple..

‘Whenever he came home on leave, the first thing he did, contacting me, “Chief, I need a pager so I can help you out”,’ volunteer fire chief George Clark said.

‘He absolutely loved what he was doing. He knew the sacrifice and he was still willing to do it,’ Clark told WMRU9.

RIP, Marine.

Catching up

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I know I’ve been away from here for a few days. Rob and I always seem to be busy, doing something, planning something, running somewhere… and when we’re not, I’m too tired to write, and generally can be found in bed napping. A lot.

I’ve been thinking lately that I need to find another blogger for this site. Someone who knows how to throw around invective – appropriately. Someone whose grammar and spelling I don’t have to double check (because if you can’t tell the difference between “they’re,” “their,” and “there,” you don’t need to be spouting your views anygoddamnwhere until you learn how to write, sparky!) Someone who knows how to fact check, and when they’re wrong, can post an appropriate, invective-filled apology for being a dipshit. Someone who is fun, and who loves to write. Someone who holds similar views to mine.

Now, it doesn’t have to be all politics, all the time. As a matter of fact, it can be pretty much any commentary on any issue, written with panache.

So basically, I need another me. (OK, so my ego got off its chain again a bit, but you know what I mean)

Any ideas?

Meanwhile, here’s what’s been going on in the world while I’ve been busy.

Russian President Vladimir Putin has decided that he hasn’t wreaked enough havoc in Ukraine, so he’s sending Russian tanks to Ukrainian separatists along with some MLRs. Now, these are T-64s that the Russian military forces no longer use, but given the fact that the Ukrainian separatists are basically some inbred hillbillies who light their farts on fire when they’re not destabilizing their region in hopes of getting closer to the Russians, who they believe will be giving them free shit, T-64s are a pretty good deal.

Meanwhile jihadist assholes have pretty much reversed a decade of progress in Iraq, and are currently using decapitated heads as soccer balls to celebrate the World Cup. We can haz drones?

Closer to home, Michael Bloomberg and his panty-shitting Mommies Demanding Action Attention, along with the astroturfy Everytown have put out a map, claiming that 74 school massacres have occurred here in the United States since Sandy Hook. The only problem is that this latest attempt to force the government to infringe on your rights is a big, fat lie. Even PolitiFact has kicked these shitbags in their shriveled raisins! Journalist Charles Johnson deserves all the kudos in the world for exposing these lies!

The traitor Bowe Bergdahl has returned home. There were no parades and no grandiose welcome home parties for this deserting piece of shit. Meanwhile, his daddy is apparently a creepy stalker guy. I guess the beard and the sympathy for jihadist scum wasn’t the only thing daddy dearest adopted while B was playing soccer and helping the Taliban. He also adopted a weird obsession with a pair of cute twins.

Ew.

The IRS has apparently, totally by accident misplaced two years’ worth of Lois Lerner emails. No, really. It was totally unintentional! They’re sorry. Ya know what? That’s not something I will ever believe, given the redundancy in the federal government when it comes to backing up your electronic communications. They’re there. Find them and throw that pernicious cunt in prison with the VA officials who have been sucking up taxpayer-funded bonuses via fraud and manslaughter by denying veterans health care!

Oh…

Happy 239th birthday, United States Army! You and I have been through good and bad together, but I love ya!

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